{"id":507,"date":"2026-04-06T10:52:53","date_gmt":"2026-04-06T10:52:53","guid":{"rendered":"https:\/\/edirectorysolutions.com\/geniusloans\/?page_id=507"},"modified":"2026-04-21T13:01:21","modified_gmt":"2026-04-21T13:01:21","slug":"loan-programs","status":"publish","type":"page","link":"https:\/\/edirectorysolutions.com\/geniusloans\/loan-programs\/","title":{"rendered":"Loan Programs"},"content":{"rendered":"\t\t
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LOAN PROGRAMS<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

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Which Mortgage is Right for You?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we’re here to help you choose the best type of home loan for your needs.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tGet Started<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Mortgage Rate Options<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Fixed Rate<\/a><\/h3>

The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.


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Adjustable ARM<\/a><\/h3>

Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions. Typically, these loans carry a fixed-i...


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Interest Only<\/a><\/h3>

Interest only mortgages are home loans in which borrowers make monthly payments solely toward the interest accruing on the loan, rather than the principle, for a specif...


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Graduated Payments<\/a><\/h3>

Graduated Payment Mortgages are loans in which mortgage payments increase annually for a predetermined period of time (e.g. five or ten years) and...


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Loan Programs Option<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Conventional Loans<\/a><\/h3>

A conventional loan is a type of loan that is not insured by the government. Conventional loans offer more\nflexibility and fewer restrictions for borrowers, especially those borrowers with good credit and steady income.


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FHA Home Loans<\/a><\/h3>

FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.



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VA Loans<\/a><\/h3>

VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no...



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Jumbo Loans<\/a><\/h3>

A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $766,550 in...



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Get Your Mortgage Questions Answered Today!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tContact Us<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

LOAN PROGRAMS Which Mortgage is Right for You? There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we’re here to help you choose the best type of home loan for your needs. Get Started Mortgage Rate Options Fixed Rate The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan’s lifetime. Learn More > Adjustable ARM Adjustable-rate mortgages include interest payments which shift during the loan’s term, depending on current market conditions. Typically, these loans carry a fixed-i… Learn More > Interest Only Interest only mortgages are home loans in which borrowers make monthly payments solely toward the interest accruing on the loan, rather than the principle, for a specif… Learn More > Graduated Payments Graduated Payment Mortgages are loans in which mortgage payments increase annually for a predetermined period of time (e.g. five or ten years) and… Learn More > Loan Programs Option Conventional Loans A conventional loan is a type of loan that is not insured by the government. Conventional loans offer more flexibility and fewer restrictions for borrowers, especially those borrowers with good credit and steady income. Learn More > FHA Home Loans FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment. Learn More > VA Loans VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no… Learn More > Jumbo Loans A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $766,550 in… Learn More > Get Your Mortgage Questions Answered Today! Contact Us<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-507","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/edirectorysolutions.com\/geniusloans\/wp-json\/wp\/v2\/pages\/507","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/edirectorysolutions.com\/geniusloans\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/edirectorysolutions.com\/geniusloans\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/edirectorysolutions.com\/geniusloans\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/edirectorysolutions.com\/geniusloans\/wp-json\/wp\/v2\/comments?post=507"}],"version-history":[{"count":91,"href":"https:\/\/edirectorysolutions.com\/geniusloans\/wp-json\/wp\/v2\/pages\/507\/revisions"}],"predecessor-version":[{"id":1377,"href":"https:\/\/edirectorysolutions.com\/geniusloans\/wp-json\/wp\/v2\/pages\/507\/revisions\/1377"}],"wp:attachment":[{"href":"https:\/\/edirectorysolutions.com\/geniusloans\/wp-json\/wp\/v2\/media?parent=507"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}